The fine print, in big friendly letters

Free (for now)

Alloto costs nothing today. If a future feature costs us real money to run — think bank syncing — it might become a subscription. Everything you see here stays free.

Private by design

Your budget lives in your pocket. Nothing is sent anywhere — we couldn’t peek at your data if we tried.

Zero ads

No ads, no trackers, no ‘partners’. You’re the user, not the product.

Old-school envelopes, new-school phone

Your grandma did this with paper envelopes and exact change. She was right.

Stuff your envelopes

When money comes in, deal it out: groceries, rent, fun money, the lot. Every dollar gets a home before it gets ideas.

Spend from them

Log what you spend and watch each envelope thin out honestly. No mystery math — what’s left is what’s left.

Reset & repeat

At month’s end, a tidy little ritual closes the books and deals fresh envelopes. Kapi celebrates. You move on.

Everything you need, nothing that beeps at you

Small, calm features that add up to a budget you actually keep.

Envelopes with feelings

A little pace pill pipes up when you’re spending faster than the month is moving. Gentle nudge, never a guilt trip.

Bills on autopilot

Schedule rent, subscriptions and other recurring suspects. They post themselves while you do literally anything else.

Honest reports

See where the money actually went, month over month. Export to a spreadsheet when you need to look serious.

Start from a template

Pick a starter budget and tweak it, instead of staring at a blank screen wondering what ‘miscellaneous’ means.

The month-end ritual

Close out the month, see how your envelopes held up, and earn a proud capybara. Or a mildly concerned one. He’s rooting for you either way.

Yours, full stop

Your budget lives on your phone — no account, no cloud, no ‘we’ve updated our privacy policy’ emails.

Have a peek inside

The Budget tab on an ordinary Tuesday. Mostly fine. One envelope is having a moment.

The pace pill

Spending faster than the calendar? A small orange pill says so before it becomes a problem.

The ‘Over’ badge

Firm but fair. The envelope went negative; nobody yells. You just know.

9:41

Budget

June 2026

Income$4,200 Spent$1,964 Left$2,236

Rent$1,400 spent of $1,400 $0left

Groceries$233 spent of $600 $367left

Eating out$187 spent of $160 −$27left

Over

Fun money$96 spent of $150 $54left

64% spent by day 10

Transport$48 spent of $120 $72left

Unallocated$0 spent of $370 $370left

Budget Activity Scheduled Reports

One glance, whole month

Income, spent, and what’s honestly left — right at the top, no tapping around.

The dashed envelope

Unallocated cash waits here, politely, until you give it a job.

Ready to give your money a home?

Alloto is in the final stretch. Android first, very soon — iPhone as soon as we can. Kapi does not rush quality.

Google Play Coming soon soon!

App Store As soon as we can